What is the most common title for a person who evaluate if a person is going to get a home mortgage based on credit worthiness in the United Kingdom?
And what is the title of the person who actually transfers the loan payment from the Bank to the customer?
You are referring to an "underwriter". This is the person who takes a detailed look at your application, credit history, income, assets, etc and makes a determination. Many loans are underwritten using a computer with software called "desktop underwriter". It works fine for conventional conforming loans, but FHA loans or any loan that is "unusual" must be underwritten manually.
computer says "no"
References :
if you mean the people who work in the banks they are Mortgage Advisers
References :
You are referring to an "underwriter". This is the person who takes a detailed look at your application, credit history, income, assets, etc and makes a determination. Many loans are underwritten using a computer with software called "desktop underwriter". It works fine for conventional conforming loans, but FHA loans or any loan that is "unusual" must be underwritten manually.
References :
http://ratenerd.com/your-credit-sucks