I checked on public records and the house in is their name only, why is it on there?
It’s an error. Studies have shown that over 50% of all credit reports have negative information that is not accurate. Dispute the inquiry and demand it be deleted immediatley. Check all your reports for this if you haven’t already.
I was divorced in 2004, why is my ex home mortgage inquiry from 2006 on my credit report?
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Dispute it. It got on your report by error.
References :
It’s an error. Studies have shown that over 50% of all credit reports have negative information that is not accurate. Dispute the inquiry and demand it be deleted immediatley. Check all your reports for this if you haven’t already.
References :
I teach credit improvement and responsibility to young adults an individuals starting new businesses.
Did your ex ever actually refinance? Or just remove your name from the deed?
If your lawyer did not require a new mortgage before he let you sign a quit claim deed, he screwed up and you are still liable for the mortgage.
You need to pull out your divorce papers and see what they state. Then call the mortgage company and find out if the loan is still in both of your names.
good luck.
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