Would like to know where I could obtain this information as I heard that some mortgages are held by one company but could be back by Freddie Mac or Fannie Mae.
Countrywide refused to tell me who owns my loan too. Here’s how you do it on your own.
There is an inquiry form at FreddiMac – they will tell you if they own your loan. http://www.freddiemac.com/corporate/buyown/english/avoiding_foreclosure/avoiding_foreclosure_form.html
There is a number you can call at FannieMae – they will tell you if they own your loan. 1-800-7FANNIE
Good Luck.
Was in the Mortgage field for many years. I find myself questions the question first. Why would it matter if it was backed by Freddie Mac/Fannie Mae? Even if Countrywide went under it would not affect your mortgage payments. Just who you made the payments to.
Oh well that was not the answer to your question. I guess the easiest way is to call Countrywide Customer Service. Their phone number is 1(800) 669-6607. They can look up your paperwork and see if the sold the Mortgage to Freddie or Fannie. Mortgage companies either hold onto the loan themselves or they will sell the loan to somebody else or they will sell the loan, but still service it. Countrywide does not tend to sell its 1st Lien mortgages, but if they did then we at least know they are still servicing the Loan. We know because you are making your checks out to Countrywide. Call them up and ask them if they sold the loan to Freddie or Fannie. Then you will know.
References :
I also needed this information as I am looking to see if I will be eligible for the federal housing aid announced this morning, so yes, it does matter who owns the loan.
I called my lender. I actually talked to my original loan officer because I thought this would be more efficient than calling an 800 #, but this may not be an option for everyone.
References :
Countrywide refused to tell me who owns my loan too. Here’s how you do it on your own.
There is an inquiry form at FreddiMac – they will tell you if they own your loan. http://www.freddiemac.com/corporate/buyown/english/avoiding_foreclosure/avoiding_foreclosure_form.html
There is a number you can call at FannieMae – they will tell you if they own your loan. 1-800-7FANNIE
Good Luck.
References :
FreddieMac and FannieMae websites.