Home Mortgage

For a maths assignment I have to find the meanings of these two terms. For Mortgage Insurance, I have the meaning of it but the second part of it is ‘what conditions is it mandatory?’ which is baffling me. Also, I’m struggling to find out when a First Owners Home Grant is available and in what conditions. Thank you for any help.

‘what conditions is it mandatory?’ is not ‘proper’ English (but, perhaps, what we might expect from todays teaching staff ..), so I’m not surprised you are confused …

At a guess, what teacher is attempting to ask is :-
"What are the typical mandatory conditions attached to such Insurance ?"

I’m going to assume the type of Insurance mentioned is ‘Mortgage Protection’ .. and I would guess the only "mandatory conditions" would be that it will only pay out to the lender (not the borrower) and only after repossession and all possible legal attempts to extract payment from the borrower had failed .. also I expect there is some clause about obtaining maximum possible price for the repossessed house .. and (I wouldn’t be surprised) if any payout can then be recovered’ from the borrower (by the Insurance co.) later ..