Category Archives: southern home mortgage

Should I sell my house or keep it for a long term investment?

My husband and I own a 3 bedroom home in an okay neighborhood. It is located in Southern California (San Diego county) and is in a decent city, 6 miles from the beach. We paid it off and own nothing on it but property taxes, insurance and home owner’s dues. We can rent it out [...]

Do you think the truth behind the bailouts?

are to help illegals keep homes they should not be allowed to purchase in the first place? Do you agree with Tom Tancredo on this issue? I do and illegals should lose everything! Bailout Could Help Illegal Immigrants Mon, 09/29/2008 – 11:17 — Judicial Watch Blog http://www.judicialwatch.org/blog/2008/sep/bailout-could-help-illegal-immigrants The massive government bailout of the nation’s financial [...]

*More details* invest with loaned money…?

As posted earlier: I have $30,000+ student loan debt to begin accruing interest in 2015 – currently a GRADUATE student with a FULL TIME job (not making much, but steady income). I also have $10,000 in savings – what should I do with this money before I pay it towards my loans? It makes sense [...]

I feel so poor and broke. Help me budget please.?

I am living in southern California, I take home $5,600 / month after tax, my mortgage is $2,500 / month, my grocery and utility bill is about $350 / month. Car payment plus insurance is $650 / month. Gasoline $200 / month. Medical insurance and my IRA is about $180 /Entertainment (including new shoes, dress, [...]

Who has filed a bankruptcy in U.S. Bankruptcy Court from San Pedro, Ca that faces foreclosure on home?

I am interested in purchasing a 2/3 bedroom home in San Pedro, Ca. from someone that is facing a foreclosure action- Home must qualify under Veterans Association guidelines and financing requirements- willing to negioate reasonable assumption of lending agreement with mortgage company holding title and owner who has filed for bankruptcy protection in U.S. Bankruptcy [...]

Adjustable rate coming up on my mortgage.80/20 loan?

I live in southern California, I currently have an 80/20 loan and the 80% is going to adjust. I’am in the process of refinancing but it isn’t looking too good for me, I have about 20,000 in equity according to a recent home appraisal but I’am still having problems getting a loan. The payments will [...]

Anyone know a good *scratch that* GREAT mortgage broker in the southern Hillsborough County area?

I need someone who can get me a good pre-approval offer with no closing costs and low to no down payment. My credit is how do you say….eh??? Not horrible, but not so great. Help!!! I am petrified because home prices have risen so much! The average price of a moderately sized 3/2 in my [...]

What percentage of your monthly take-home income do you pay for rent/mortgage?

I’ve heard that your rent/mortgage should be 25% of your take home income……I can only wish for that living in Southern California; my rent is $900 (but it includes utilities also) and I bring home about $2400 a month….so I’m paying 37.5% of my income on rent. visit daveramsey.com to learn ur hard lessons from [...]