How common is it to refinance with and out of state mortgage company without ever meeting face to face? This is actually pretty common. We’re an online company and close loans in all 50 states through communication with phone and email. So, don’t be too worried about the lack of face to face contact. Now, [...]

a serious delinquency is showing up on my credit report.. i have no idea what it is!!! i’ve had my credit check yearly. and its never showed up before.. i called equifax but u CAN NOT get to a real person.. this is something i was to discuss in person does anyone have any #’s [...]

I have started the process of refinancing my home equity loan from 9% to a lower rate. It currently has a balance of $10K. I have also started the process of refinancing my home mortgage from 6.8 to around 5 something hopefully. It has a balance of $54k with 10 years to go on the [...]

When one should refinance home mortgage? Does it help to bring the number of period of payments down? If so how? Great question! Unfortunately, there is no “right answer” here as it is dependent on your individual situation and what your financial goals are. Some questions that you need to answer (to yourself or a [...]

A couple of years ago, my spouse and I doubled the size of our home which we had owned "free and clear." To do so, we took out a 20 year home equity loan for $250,000 at a rate of 5.85%. Since we already owned the home and this was technically not a mortgage, there [...]

My brother and I share a condo together and both of our names are on the deed. Next year I plan on moving. I know that we will have to refinance the loan to remove my name from the deed. Do I get any proceeds from the refinancing in order to purchase another home? Or [...]