I just purchased my home. I did a 100% finance with a fixed 30 year interest rate. I dont have any penalties on my loan. Do you think I will be able to refinance within six months or a year with a 100% finance loan? geeze…soounds like you got a sweeet deal…why do ya want [...]

We recently applied for a loan to refinance our home. I have Excellent credit but the loan was denied? We recently applied for a loan to refinance our home. We both have Excellent credit but the loan was denied due to the Real Estate Appraisal coming in to low. Is there anything I can do. [...]

My house is worth around 123,000. We bought it for 119,000 with 10,000 down. Now I owe around 110,000. If we refinance the home, what will happen the the equity I’ve put in? There is no change to any equity you might have in your house if you refinance only for the amount you currently [...]

I was wondering what is the best way (who to go to) to try and refinance your home with a lower interest rate. I have no clue where to go! The credit score is pretty low, but still need to lower monthly payments. Serious answers only please and thank you! It’s not ME that didn’t [...]

I started buying my home a year ago and I didn’t have credit then so I bought an owner financed home that had 12% percent fixed loan, which is why I want to refinance. My credit score is 718 but I have very little credit activity because I have never had a credit card or [...]

my husband brother in law sign a document for a home, my husband did sign the first loan, but then the deal with the business home group went bad for them and they decided to refinance but this time without telling my husband, in the new loan documents it says that whoever sign the borrower [...]

This is in Southern California. I need to broker out a mobile home refinance for someone. Please help and maybe we can make a few extra bucks. Thank you. I would try JCF Acceptance, I know they have a wholesale division. I just got a loan from their retail division and got a great rate [...]

needing to consolidate credit card debt. but would like to in future refinance home soon. will it cause a problem with refinance if secure with home? Of course. It is secured against your equity thus reducing it. It will not necessarily impede your ability to refinance but it will affect the terms and the rate. [...]

My husband and I bought a duplex that was operating as a triplex. We didn’t realize that this made the bank nervous. It was a difficult loan to get, and we opted to get a teaser low rate (but it does have negative amortization, though we have been paying more than the minumum.) since this [...]