I’ve got a mortgage that is in a repayment status under a forebearance plan, but they want to modify the loan and put what I currently owe on the back of the loan. I want to know if another mortgage company will refinance me with the loan currently being behind (although payments have been made [...]

We live in Ontario! We need an appraisal to re-finance our mortgage, and are unsure of what they look at on the property and what they base the value of the house on. Any tips would be appreciated! They are not likely to actually look at your house. If you made a lot of improvements [...]

based off of the most common outlook for the housing and financial markets, are mortgage and refinance rates going to decrease? The answer is right now, it is anyone’s guess as to what is happening with the market, because the entire market is collapsing at the same time. I work for a very large conventional [...]