How could the elected officials allow this to go on. Don’t they have oversite committees to watch out for stuff like this. It didn’t happen . . the claims are false. Just another example of the far right spreading false rumors and lies hoping to upset people . . . please always check your facts. [...]

FHA Doesn’t apply for what we are trying to get. the options are really up to you. for starters what are you wanting to do. buy a home or move from your existing home to a larger one. maybe is it buying a investment property . next what is your are ability as far as [...]

Is the sky the limit or is there certain amount one person can have? I want to buy a house…live there for a couple of years, move, rent that, then buy a bigger, better house later. A loan officer from Wells Fargo told me yesterday that they are only allowing new borrowers to have a [...]

Doesn’t make any sense to figure what I can afford based on what I earn BEFORE the government takes their cut. Why don’t they do it based on what I have left over? The bank isn’t going to attempt how your net is adjusted by taxes (will you get money back or pay more) and [...]

I have good credit and stable job, and I just refinanced my current home at 4.65% fixed for 30 yrs and really lowered my payment. I’d like turn this current home into an investment property and then buy another home with zero or 3 percent down, 5 percent down, etc. Is it difficult at this [...]

Are they worth getting in this time of need? I was laid off and don’t have alot of money. Will these people work with me to pay them to redo my loan appropriately? You do not need an attorney to do a loan modification. You can work directly with your lender if you choose. There [...]

It doesn’t look like my student loans show up as part of my monthly debt when applying for a loan. I have been in forebearance, but do pay each month and am just recently able to start paying the full amount. Let me know. Please, no guesses – only if you know for sure. Thanks. [...]

Why do amortized mortgage loans have such high interest payment during the first few years? The seller is offering seller financing. Can I offer “straight line " loan where say the principle and interest is 50/50? the interest is high within the first few years because people will refinance within a few years. servicers pay [...]

I have had credit problems in the past and would like to get a 155k mortgage loan. My high score is 620 and would like to know if there are loans that will use the high score? You should talk with a mortgage broker and let them look over all your stats. They may know [...]

I’m in the mortgage business, and I’m curious how the general public feels about today’s rates and ability to get a decent loan. Rates are still historically low but people have short term memory and compare them to the rate of 3-4 years ago. Mortgages are like any other loan, if you do your homework [...]