I had read that the buyer(s) should consider if buying points is more important to them in order to lower their mortgage rate, in comparison to paying higher closing costs. This could just be a statement of either/or since the closing costs are a norm in buying , whereas buying points is a choice- not [...]

I’m closing on a house at the end of February and my mother is selling her house at the same time. She wants to gift me money towards my closing costs however does not have it in liquid assets right now. She’s going to right one of those credit card checks and then just pay [...]