Adding a name to a title is easy. Go to any escrow (or notary I think) and ask them to draw up the papers for a small fee. You’ll also have to pay the county recorders fee. As for the low% mortgage, what you are looking for is a home equity loan. And since you [...]

I am wondering if it is possible to obtain a LOWER interest mortgage loan by obtaining if from a foreign country? Could you give me any web site references? Thanks! Also have you ever heard of Sydney Financial Group? I found this question from another one that was posted previous to this one, and I [...]

Im currently looking for a mortgage company that will offer me about $160,000. This is going to be a first time buyer. I called a local bank (SunTrust). They said they would be able to offer me $100,000. But I actually need around $160,000. I will have 10% to put down on the house. My [...]

1)I am planning to buy a new home for the first time . What expenses(payment) would be added to my home mortgage like home insurance, mortgage insurance etc? 2)How can I lower my monthly mortgage? Some of my friends told that I have to pay at least 20% down payment rather than paying those amount [...]

You drive a good used car and cook at home. No credit card debts and actually save money from each paycheck. I do. I do. My mortgage is about one fifth of my monthly salary. My car is a seven year old used one that I bought in cash two years ago. Gave up credit [...]

I’ve noticed that the rates are dropping much lower than what I got when I bought my home, if I’m still under a year can I still refi to get a lower rate or what is the period of time I must wait to apply for lower rate refi and what are the recommended procedures [...]

i’m in ny and was told i was unable to get a mortgage here that low, is that how it is in every state? Yes, there are certainly homes available for that little. Most mortgage lenders will not look at it because the percentage that they make is far too little for the expense and [...]

What do they mean exactly? Do you have to qualify for points or do they cost more at closing? What exactly is their purpose? I am looking into home purchase loans and noticed much lower interest rates as point levels increase but I don’t know what the points are for. Thanks for your help. Does [...]

The home is 2Bed/2Bath, about 2500sf, build 1980′s. Recent updates on roof and bathrooms. 2 car garage.It is sell by owner for 150k but negotiable. I want to propose 125k for the home for low fixed interst rate, but I don’t konw how much the mortgage payment will be for 15 years,20 years or 30 [...]

The home is 2Bed/2Bath, about 2500sf, build 1980′s. Recent updates on roof and bathrooms. 2 car garage.It is sell by owner for 150k but negotiable. I want to propose 125k for the home for low fixed interst rate, but I don’t konw how much the mortgage payment will be for 15 years,20 years or 30 [...]