I heard about this just the other day,…why hadnt i heard of it sooner? My husband and I are cooped up in our tiny rental home and its getting tighter with my 10 month old crawling around, but i cant seem to get a response from any lenders, whats holding it up? If there is [...]

How do I calculate the APR of a home mortgage to compare program rates and fees? Why would you need to? You are given a Truth In Lending statement that the lender could run for each hoome you are looking for. By law they have to provide that to you within 3 business days of [...]

My husband and I recently purchased our first home. My husband is active duty army so he does not need to become a resident to get the resident rate for property tax purchases. Since my name is on the mortgage papers we are not able to take advantage of this. I do not want to [...]

I am confused on how to complete a schedule for a mortgage. Last year a home was purchased worth $260,000 @ the beginning of the year. $80,000 was put down and the remainder was borrowed @ 6% compounded annually, amortized over 30 years. $3,240.00 was paid in real estate taxes. HELP PLEASE!! Dear G: Not [...]

My husband and I will be looking at buying a house this year, but I am also interested in starting my Master’s degree this fall. If I fill out financial aid paperwork before we buy a home, will it negatively affect my chances of getting a home mortgage? That depends on the rest of your [...]

If something should happen to me I want him to be able to stay in the home and continue making the mortgage payments. He has been living in the home for the past 3 years and making the payments. I was told I can only make him executor of my estate, but that doesn’t do [...]

I pay my home mortgage to American Home Mortgage and I just saw online today that they are filing for bankruptcy. it means nothing to your obligation to pay. keep paying on time and in full. the loan will belong to someone after all the dust settles and they’ll still want all the money promised. [...]