running downhill on my mortgage and don’t want to start over Is there a balance on he line of credit? If so, and it is a 2nd behind your primary mortgage, then yes, you can refinance it by opening up a new home equity line or with a home equity loan. I have done that [...]

My friends husband offered to do the paperwork, but would i benefit from having the same mortgage company do it or outside help? i was told by the mortgage company that if i keep them and do the financing with them i will save more. is this true? please help. Work with a few mortgage [...]

I presently have a 5.375 – 30 year fixed rate mortgage and my credit score is in the "Grade A", excellent category . I have spoke with several lenders and I’m getting more confused. I need your help to know the right questions to ask so I can compare apples to apples. Who are the [...]

Have an equity on the house (both husband and I are in our 60′s). Now that mortgage rates are so low would it be better to refinance at a fixed rate or keep my variable equity and just put extra money towards the principal. Would love to get out of this financial problem as quickly [...]

Some people say to go with Countrywide,has anyone used them. I live in Ohio. Honestly you should shop around. I always tell my clients to feel free to shop me if they don’t think that they are getting the best deal. As a mortgage BANKER not broker, I can lend my bank’s own money meaning [...]

If I quit my job, would I be able to qualify for the program since I would have less than 31% of my monthly income and be unable to pay for my monthly mortgage paymentgs? The program is unclear on what a hardship is, and if you have to be laid off or fired. What [...]

You should call a lender or fill out an application online. You should also think of the reasons your considering doing it such as home improvement, debt consolidation or just getting a better rate. A loan consultant can help you put everything you’re considering into perspective and give you real options to choose from to [...]

It’s almost impossible to answer this question without more information. Generally, refinancing can lower your interest rate and payment if your mortgage interest rate is higher than the rates at the time when you refinance. It’s that simple. For example, if you are paying 7% and current rates are 6%, then you will have a [...]

what are the things i must know before considering to refinance my mortgage, my interest rate is 4% now and i dont owe to much. well i owe 118,000 and i have a line of credit of 81,000 i would like to re-do my kitchen and i would like to start my own business again, [...]

I believe you can. I work for a mortgage company. Perhaps we can help you. addthis_url = ‘http%3A%2F%2Fwww.selviceevler.com%2Fhome-mortgage-refinancing%2Fcan-you-refinance-a-home-equity-loan-without-refinancing-your-mortgage’; addthis_title = ‘Can+you+refinance+a+home+equity+loan+without+refinancing+your+mortgage%3F’; addthis_pub = ”;