My friend has gotten in some credit card debt. She tried to get her home refinanced, and was able to get her mortgage payments lowered, but wasn’t able to get the other debt paid off, so she went to a debt reduction service. Now, the cards are being paid off, but they are charging her [...]

I have a 241K left of a 243K mortgage from when I purchaced my home 9 months ago. I just met someone who is interested in refinancing my loan. It will reduce our payments by 115.00/month and give us 2000 cash back. the reduction comes mainly from the elimination of PMI. The new loan amount [...]

1. Which was not a reason for Carter’s low approval ratings in 1980? (Points: 1) economic problems Iran hostage crisis lack of confidence in the president Camp David Accords 2. Besides lower taxes and smaller government, what did Ronald Reagan’s political agenda include? (Points: 1) social programs to help the poor a strong military a [...]

I am currently up to date on my mortgage payments and I have listed my house for sale. Should I stop making payments so that when I do get a buyer my mortgage company will be more likely to accept a short sale? I understand my credit will be dinged but I am concerned that [...]

I have a small, home-based business, and I send personalized e-mail to people with whom I have a business or personal relationship, and who are expecting e-mail from me. I do not send out mass mailings, spam, etc. But because of the nature of my business (a mortgage reduction program) my e-mails are often either [...]

My husband and I have tons of credit card debt – $25,000. One of the cards is connected to our debit account and if we have a negative balance in our debit account it will transfer funds from the credit card. It has become a viscus circle. We cannot afford to make payments on our [...]

I have an upside down mortgage (bought at 415K, now worth 220K) and want to keep my home as a rental, but need to get the payment down to afford an addition place for me to live. My payment on my mortgage is roughly $2400, which is being thrown away cause of the value of [...]