Hi, My husband and I are looking to purchase a vacation/rental home. We have found the place we want and are now trying to figure out how to go about the mortgage. My question is: we live in NJ and are planning on buying the house in PA – should we try and find mortgages [...]
Category Archives: home mortgage nj
How can i pettion the state of NJ to either Legalize or consider Legalizing the ability to raffle your home?
I think that if we are allowed to raffle our homes it could help the economy… i really do, now i know i am not the first to be thinking about this, but in this time of bailout and harsh market conditions, why wouldn’t i be allowed to raffle off my home? Some other states [...]
I am selling my home in NJ. I can no longer afford it; I lost my job after 10 years then went bach to school?
enhance my Microsoft Office skills. After about one month I had emergency surgery. I was hit by a drunk driver at ager 9. I started having serious problems with my intestines due to the fact that scar tissue grows around the intestine and strangulates itl. I cannot begin to tell you how painfi; tjjos is [...]
Do I have to get an FHA mortgage if I’m only putting 5% down on a house? (Condo in NJ)?
I am a first time home buyer and am curious, do I NEED an FHA loan for buying a condo in NJ? Thanks, Dave Are the rates higher for FHA loans? We have 5% to put down and we don’t want to get slammed with a high rate. Thanks, Dave There are certain requirements when [...]
How to type a surrender property letter to bank?
I can’t pay the mortgage for a condominium in SC. I live in NJ, have to pay a very expensive mortgage for my home in NJ and just can’t afford the one in SC anymore. I have listed to rent and/or sale for a long time and nothing happens. Just call your lender and explain [...]
I own a home in nj,I want to walk away from a second home in S.C.can they come after me for my primary in NJ.?
Can not afford property in SC want to walk out of mortgage. If that’s the case you may want to declare bankruptcy so then you can declare your primary residency safe from them going after it. Try www.hud.gov they may be able to point you to some local agencies that could answer you question better. [...]
NJ private mortgage insurance?
Hi Everyone, I was wondering how much private mortgage insurance usually runs on a home that costs between 250-280k. We are in the process of savings up but we only have around 15% to put down I know you need PMI if you put down less than 20%. How much will the PMI run us [...]
I bought a home this year (2009). Is my mortgage interest, points,property tax deductible on NJ state tax?
Is mortgage interest paid + Points + real estate taxes deductible only for federal or for both fed & state. Thanks Mortgage interest, points (just another form of mortgage interest), and real estate taxes are deductible on your federal return. In NJ, you get either a partial deduction for only the real estate taxes or [...]
I’m looking for New Jersey FHA Mortgage Rates. Can someone please refer a fha mortgage lender in NJ to me?
My wife and I are refinancing our home in NJ and would like to know what the new jersey fha mortgage rates are like as of now. Any input would be appreciated. Thanks! 5.25% – 5.5% on a 30 year fixed. addthis_url = ‘http%3A%2F%2Fwww.selviceevler.com%2Fhome-mortgage-nj%2Fim-looking-for-new-jersey-fha-mortgage-rates-can-someone-please-refer-a-fha-mortgage-lender-in-nj-to-me’; addthis_title = ‘I%26%238217%3Bm+looking+for+New+Jersey+FHA+Mortgage+Rates.+Can+someone+please+refer+a+fha+mortgage+lender+in+NJ+to+me%3F’; addthis_pub = ”;