The NY Times today devoted 3 pages of Editorial space to blame Bush for the financial crisis. (Yes, and he causes Hurricanes and Earthquakes too!) It was almost too bad to stomach reading that s***! Sure, it happened on Bush’s watch….. Since 2001 President Bush pushed for tighter regulations governing Fanny Mae and Freddie Mac, [...]

I am trying to refinance home and I want to know how to fill it out to get qualified? do I make my income more than assests and expenses or less? I own my own business from home so I can kind of tweak it , I am in need of refinancing because business isnt [...]

We have been having some financial problems. and we have about 1 more payment that we can make on our home. we are trying to sell it. do you think that calling the mortgage comapny will make a difference. i do know they do not let you "skip" a payment. Someone told me sometimes they [...]

I wrote earlier. This is Jill 222. Yes, I know the mortgage company wants their money now. We owe the bill. Things do come up in life that we can’t help. They allowed me in the 7 yrs. of having the mortgage to put 2 payments at the end of the mortgage. Two problems in [...]

I have a mobile home for sale in a mobile home park we do not own the land we lease it and most banks will not finance with out the property we are only asking $25000.00. any ideas Unfortunately, in today’s market you are very unlikely to find a good solution to your situation. If [...]

My wife and I are in the process of buying a house. We were able to get an 80/15/5 mortgage totalling about $450,000 with no problems since our credit scores are both in the 780s. However, when we applied for home insurance we got rejected. We were shocked to find out the "insurance" credit score [...]

Recall the DEM chant: "Every American deserves the right to share in the American Dream of home ownership." Since when? Foolish me, I thought you had to EARN the right, as well as qualify as being able to AFFORD to undertake the financial obligation that accompanies home ownership. Through Fannie Mae, Freddie Mac, and regulation, [...]

I have a condo that I bought for $223,500 about 1-1/2 years ago. I initially had a 30-year loan of about $123,500. Considering the tax benefits for interest deductions versus added costs for interest payments, is it better (from a financial perspective) to continue my monthly mortgage payments OR to buy the condo in full [...]

I moved out of my parents house when I was 18. Since then, I have been taking classes at my local community college and have been paying out of pocket. Because I was not 24, I needed to provide my parents information. So much for that! I became a homeowner this past year and have [...]

hi, i have a mortgage and have just become a new mom and split with partner, i am aware i can claim working tax credit and child tax credit – but could someone tell me all of the things i would be entitled to claim to help me in this difficult situation? And is anyone [...]