Is it possible to get a mortgage for a single family investment home (non owner occupied) under the credit of a corporation, LLC or Trust alone..If so what are the requirements and what lenders do this? Thanks! It is possible if the lender thinks there is enough assets in the entity to pay off the [...]

Me and my wife recently bought i home, i have a 720 credit score but not established credit, couldn’t be co applicant for the home, anyway we got appoved for the loan. What i was wondering is will my credit score increase if i make mortgage payments on time, or will it stay at a [...]

I bought my home for cash last year and dont have a mortgage. All I have is a deed for my home and bill of sale basically. Is that enough to still claim the credit? Yes, that will be sufficient. Your documents need to show that you purchased the home. For cash buyers, that would [...]

can i get a home mortgage with a 600 credit score Yes, I have about 4 different wholesale lenders ( they only work with approved mortgage brokers) that will do FHA, VA and USDA loans for people with scores under 600. A good mortgage professional should be able to help you increase you scores in [...]

strong opinion! ex cleaned out my acct of 25k without my knowledge, my credit cards-he was authorized user, i walked away with debt incurred by other, loans to repay, etc. i was not financially careful. i pay $1400. in rent now. why not purchase? #1 – Bad credit is not due to divorce. It is [...]

Answer #1 is correct if you are pulling credit for anything other than a mortgage. When shopping for a mortgage the reporting agencies know you have to shop around for the best rate. From what I understand you can have your credit checked a limitless number on times over a 14 day period. They will [...]

I’m trying to obtain 100% financing on a home, my credit score is 504 right now with one branch, its been worse, but it will keep rising slowly. Anyone believe they may be able to help? I’d appreciate any assistance. This would also be first home purchase. Wondering if co-signer with excellent credit score would [...]

We are in the process of assuming the home we have been renting for 3 years (we have paid the mortgage for 3 years). When we assume the loan the house and existing loan will be in our names. We have never owned a home before so do/will we qualify for the 2009 tax credit? [...]

For the past 4 years I have been buying my home from my uncle through an escrow service. The private mortgage does not show on my credit report, but I do claim the interest as a deduction on my taxes. I have placed that home on the market and I am purchasing another home. Will [...]

I am getting a home from my brother, but not taking out a mortgage, it is paid off. Do I qualify for the tax credit? I have never owned a home before this. He is giving you a home? You have to purchase a home to qualify for the tax credit. The tax credit is [...]