Previously, I had absolutely no debt, paid my credits card off each month, owned my cars and home (no mortgage). I found a new home at a great price pulled money out of my investment account for the down payment and took out a mortgage for the rest, and now trying to sell my original [...]

Bankruptcy was in October 2007 due to a business closing. All personal debts including current mortgage and cars were kept and no payments were missed. We plan to put 15-20% down. We are in FL. Joint income is currently about 100k. credit-report-free.totalh.com – try this service to boost you credit score before getting loan. After [...]

I would like to get rid of my Professional Line of Credit (this was my student loan). I have around $40Gs left on it and I would like to put it on my mortgage and just pay a higher bi-weekly mortgage payment. Can I do this? and how? You would have to refinance your current [...]

I have been trying since March to get a loan we started out with a score of 564 and we have worked our way up to a 620. dont listen to some of the smart a** answers I for one am tired of them if you cant answer a question with respect forget it. There [...]

Do we each have to file for $4000 of the first time home buyers credit or can I file for the full $8000 because the mortgage is in my name? The Deed is in BOTH our names the mortgage is not relevant for who is eligible. the person(s) who purchased home receive the credit. in [...]

home mortgage where can I get one? With the economy being the way it is, right now lenders will not touch anyone that has a credit score of below 620. addthis_url = ‘http%3A%2F%2Fwww.selviceevler.com%2Fhome-mortgage-credit%2Fi-have-bad-credit-am-disabled-i-need-a-home-mortgage-to-move-for-my-health-where-can-i-find-one’; addthis_title = ‘I+have+bad+credit+%26amp%3B+am+disabled+I+need+a+home+mortgage+to+move+for+my+health+where+can+I+find+one%3F’; addthis_pub = ”;

I checked on public records and the house in is their name only, why is it on there? It’s an error. Studies have shown that over 50% of all credit reports have negative information that is not accurate. Dispute the inquiry and demand it be deleted immediatley. Check all your reports for this if you [...]

1) My credit score is 612 (Im working on improving it right now), and my wife’s is above 700. We will be looking to apply for a home mortgage mid-2009. Our combined income is over 100,000, and we are first time home buyers. We plan to apply through our credit union for the mortgage. Will [...]

Please provide information about experiance or knowledge relating to the amount of time it takes to repair ones credit after a chapter 7 bankruptcy. All loans reaffrimed thru bankruptcy have always been on track and have remained current. Any info provided would be a great help. Thanks You can qualify for basically whatever you want [...]

I have heard of a software program that shows you how to pay off your mortgage a line of credit. Say you run 4K a month of bills through your checking account you would on average have 2K sitting earning nothing. If you borrowed 4K from your HELOC and paid down the first mortgage you [...]