We received a single step construction loan from a mortgage broker. After construction, we were ready to close our loan, and suddenly the broker said they could not close the loan. Because of the decline in the marked we were not able to sell our existing home, and they said this meant we could not [...]

but my attorney sed i will get back 1000ish thay are not the final cost just estimates the guy im buying the house from is paying 4000 at closing plus i gave them 1650 the house is 116000 what sounds right. I am trying to figure out your numbers. It could be that the "800ish" [...]

Not sure what you mean. Do you mean, what costs are deductible on your income tax at the end of the year? Sad answer is, practically nothing. If something is clearly identified as ‘points’, then you can deduct a pro-rated amount over the life of the mortgage – for example, 1/30 of them each year [...]