My mortgage was sold to a new company after my chapter 7 bankruptcy and I am now trying to re-affirm my mortgage and keep my home. My new Mortgage holder Midland Mortgage has requested attorney fees and title search fees be wired to them from my bank. Is this common practice? First of all, I’m [...]

I am a teacher with a secure job & possibly getting divorced. I can’t afford my upside-down mortgages alone. Is bankruptcy a good option to try to keep my home? Will the 2nd mortgage be forgiven so I can stay here? What other options do I have? BK won’t protect your home. Period. It will [...]

I am filing for bankruptcy in Canada due to a failed business in my name. My husband and I own our home together. The bankruptcy trustee is not interested in the home as there is no equity in it. How will the mortgage be affected since I am filing for bankruptcy and my husband is [...]

Home is co owner by all three parties on paper. Home is mortgaged, and due to real estate market amount owed is still greater then the value of the home. One person is about to declare bankruptcy. How will this affect the other two, and the mortgage? In New Jersey, co owners cannot afford to [...]

Ok so we need to buy a house in 2 months due to the house we are renting being sold from underneath us. 3 people 1st- divorce 5 years ago, bankruptcy discharged, makes 33k yearly, credit score of 626 2nd- new credit seasonal employment, credit score 718 3rd- blemished credit due to health problems, score [...]

Is there a way to include my wife’s income without including her on a credit application to get a home mortgage? She is in the process of filing bankruptcy, and my credit is good, but because I had to cosign for her car it makes it look like I have more debt than I do. [...]

I don’t want my credit ruined because my soon to be ex spouse is filing bankruptcy now. Divorce has been going on almost 3 years now, I want to stop him from filing on the house or anything else with my name on it, so I won’t be scarred for the next 10 years. The [...]

I claimed bankruptcy about 4 years ago and am not ready to purchase a home. What web sites or mortgage lenders should I target to obtain a loan? What should I expect as far as interest rates and fees? I agree with Kute about your credit, between when you were discharged and the end of [...]

Hi Joan, Depends on which state you live in. addthis_url = ‘http%3A%2F%2Fwww.selviceevler.com%2Fhome-mortgage-bankruptcy%2Fis-there-a-mortgage-company-that-will-loan-money-just-out-of-bankruptcy-for-a-new-home-purchase’; addthis_title = ‘Is+there+a+mortgage+company+that+will+loan+money+just+out+of+bankruptcy+for+a+new+home+purchase%3F’; addthis_pub = ”;

It depends on where you are and your credit score. I signed a borrower who had just gone BK and was getting a loan within couple of months (I’m a signing agent notary public in CA). Other options would be to try to find a property with owner financing. addthis_url = ‘http%3A%2F%2Fwww.selviceevler.com%2Fhome-mortgage-bankruptcy%2Fcan-i-get-a-mortgage-if-i-filed-bankruptcy-and-my-home-was-foreclosed-on-in-010106-if-so-where’; addthis_title = ‘Can+I+get+a+mortgage+if+I+filed+Bankruptcy+and+my+home+was+foreclosed+on+in+01%2F01%2F06%3F+If+so+where%3F’; [...]