Help! My husband and I are renting a home and we are totally in love with it. The owner of the home is anxious to sell it but we have really bad credit (low 500′s). He mentioned maybe the bank just removing his name from the mortgage and putting ours on it. Is this possible? [...]
Category Archives: home mortgage bad credit
Bad credit to good credit, home refinance?
I am buying a house with my husband but our credit is less than stellar. We were approved for a loan but with a nominally high (6.75) interest rate and the monthly payment is doable but will have us paying more than 3 times the value of the home over the course of the mortgage. [...]
Are there any banks that give mortgage loans to people with bad credit?
I am looking to buy my first home. My goal is to get to a 620 credit score but I know this will take quite some time. I was wondering if there are banks out there that give you loans to buy a home if you have bad credit or if there are programs out [...]
Are there any legitimate ways to obtain a mortgage with bad credit in your past?
recovering from bad credit (no bankruptcy) and looking to buy home, now have great job and fixing things Believe it or not, but "Bad Credit" is a subjective issue. I suggest you speak to a mortgage broker in your town to figure out how bad it actually is. A smart mortgage broker will be able [...]
Applying for mortgage, I have very bad credit, boyfriend has good credit?
My boyfriend and I are starting the process of buying our first home. I have a bad credit score (although I have cleaned up most of my debt, the damage I did a few years ago in college still reflects poorly on my score) but my boyfriend has a very good credit score. Since we [...]
Where are some good places to apply for a home loan with bad credit?
My husband and I are currently trying to fix our credit. We are also shopping for a home loan. We live in michigan and I am looking for mortgage companies willing to work with people with bad credit. Look for an FHA lender. If your credit score is less than 620, you will not get [...]
Can I get another home with bad credit?
I currently own my home but would like to sale and move into another area. However, since I moved in my credit has had several negative hits. Are there home buying opportunities for those who have bad credit. The only thing good in my credit history is my mortgage payment history. Can any one give [...]
How do you buy a home with bad credit?
I am 30, a single female, and am looking to purchase a home. I have bad credit but am working on repairing it. I have a good full time job and can afford a reasonable mortgage payment. Please give ideas. Thank you! FHA !! Do you have a 580 credit score ? 3 % downpayment [...]
if i have bad credit will i get a home mortgage with 20% down?
freecreditreport.hotusa.org – try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate. addthis_url = ‘http%3A%2F%2Fwww.selviceevler.com%2Fhome-mortgage-bad-credit%2Fif-i-have-bad-credit-will-i-get-a-home-mortgage-with-20-down’; addthis_title = ‘if+i+have+bad+credit+will+i+get+a+home+mortgage+with+20%25+down%3F’; addthis_pub = ”;
How can you buy a home with bad credit?
My husband and I both have bad credit and little money. We want to live in a senior housing development where the houses are only $55,000 and up. We can afford the mortgage but we have very little money to put down (very little) We have been homeowners before so that "one time home buyer" [...]