Should I go straight to the lender or go through a loan agent? What are the traps I should be careful about before I put pen to paper? Which option from your experience and knowledge is better( FHA or Conventional)? Shop around to get the best deal on a conventional 30-year fixed rate mortgage. This [...]

As with any position you should put your job responsibilities. You should include measurable information such as the number and dollar amount of loans that you made. If you supervised others, you should mention that. addthis_url = ‘http%3A%2F%2Fwww.selviceevler.com%2Fhome-loan-mortgage%2Fwhat-is-a-good-job-description-for-a-home-mortgage-loan-officer-to-put-on-a-resume’; addthis_title = ‘What+is+a+good+job+description+for+a+home+mortgage+loan+officer+to+put+on+a+resume%3F’; addthis_pub = ”;

for the past 18 months however i have 3 credit cards that have what they consider high balances even though they are only 300 and 500 limits.so if you know where i can find a loan please let me know. Look into FHA financing. You won’t qualify for 100% with a 570, (no matter what [...]

I am a first time home buyer, can someone please explain to me the difference in getting a house loan and getting a mortgage? I dont seem to see a difference in them? Which one is usually better to get? A mortgage loan and a home are one in the same. In different parts of [...]

I am looking into purchasing a home, but being a small business owner for less than 2 years has made it impossible. Are there any loans out there for small business owners? Please help……. Once you have 2 years you will not have any problem. You are not treated any differently then someone in the [...]

i am concerned about the USA facing rapidly rising inflation in the coming years. If i were to refinance my home at a fixed rate for 4.875% over 20 years from PenFed.org, and then we had high inflation and rates went up to 14%- 17% or even higher like in the late 70′s (i think) [...]

My house was foreclosed on this year. I want to know realistically how long do i have to wait before I can purchase another home. The Fannie Mae Guideline is that the foreclosure most be at least 4 years ago before you can qualify for their products, FHA says 2 years. Of more concern, however, [...]

I was told that I have everything put into my bank account and as my direct deposit is deposited it will reduce the principal thus making the interest lower Instead of making a payment monthly, some plans will set it up to pull 1/2 of your payment every other week. What does this do for [...]

What will a bank do with evidence of loan fraud for a home mortgage? They could foreclose, and/or press criminal charges. BTW it is a FEDERAL offense. addthis_url = ‘http%3A%2F%2Fwww.selviceevler.com%2Fhome-loan-mortgage%2Fpenalty-for-home-mortgage-loan-false-application-in-caliornia’; addthis_title = ‘Penalty+for+home+mortgage+loan+false+application+in+Caliornia%3F’; addthis_pub = ”;

I’m thinking of buying my first home next year in sacramento. I’m hoping to see a significant drop from current prices. I make the median income (~$54,000). In 1 year, I’ll have ~$35,000 in savings and ~$5,000 in my 401k. I’m 23 years old and have been working at my job for 1 year now. [...]