Category Archives: home lenders

are there people or lenders who will lend money to buy a home even if you have a credit score of 535?

I have a good job, decent income. I live in Seattle but am open to San Francisco’s Bay Area. I can manage owning and paying for a home 30 YR or 40 YR Fixed if only I could get the load to buy one. I need my credit score and history overlooked. creditreport.imess.net – try [...]

Is the foreclosure bail out for the home buyers or for the lenders?

the talk is that its about helping the homeowners, but in essence isnt it really the mortgage industry that is getting a bail out here? it is more corporate welfare designed to look like what it isn’t. addthis_url = ‘http%3A%2F%2Fwww.selviceevler.com%2Fhome-lenders%2Fis-the-foreclosure-bail-out-for-the-home-buyers-or-for-the-lenders’; addthis_title = ‘Is+the+foreclosure+bail+out+for+the+home+buyers+or+for+the+lenders%3F’; addthis_pub = ”;

What Exactly is looked at by lenders to give a home loan?

I know your credit, but what else exactly? Credit Income to Debt Ratio Your Tax Returns Your Bank Account (number of overdrafts) Your Income (to determine how much of a payment you can afford. Length of time at your current job. Amount of money you have saved. Amount in 401K and other investments addthis_url = [...]

If you are trying to refinance your home and have several lenders running your credit score does all that at?

My husband and I are thinking about refinancing but didn’t know if all that activity checking your fico score would actually hurt your fico score? hello , The best website for credit report is http://EliteCreditReport.info , because they offer credit report free (no catches) .You also can receive credit monitoring service and anti fraud alert. [...]

What factors do lenders consider when applying for a home loan?

My boyfriend and I are applying for a home loan. The loan officer wants to use both of our credit and financial info for the application. I have both the better credit and longer employment history, but need my boyfriend’s additional income to qualify for the amount we need to purchase a home. Will his [...]

Is there any ACTUAL lenders out there that will give you a home loan with a mid 500s credit score?

Me and my husband both have credit scores of around mid 500s. We know that we need around a 620 to get a home loan. Any one know of any lenders that bend that? We have found the home we want to purchase and dont want to wait for it to be sold. Thank you! [...]

Good VA Home Lenders in Dallas?

Its hard for me to find a lender that will not try to rip me off. Do you guys know of any local VA home lenders in dallas? I would suggest that you contact the VA office for suggestion on Home Lenders in Dallas. Another traditional way will be to contact the BBB (Better Business [...]

Know of any mobile home lenders?

I live in SC, and is in search of mobile home with land lenders. If you know of any, please share. Thanks I believe Countrywide or their Full Spectrum Lending division lend money on just about anything. addthis_url = ‘http%3A%2F%2Fwww.selviceevler.com%2Fhome-lenders%2Fknow-of-any-mobile-home-lenders’; addthis_title = ‘Know+of+any+mobile+home+lenders%3F’; addthis_pub = ”;

How do home lenders calculate income for hourly employees with wage increases?

Because I’m not guaranteed 40hrs/wk, I must average in my last 2 years W-2s… but my hourly wage was 15% less back then from what it is now due to wage increases every 6 months. Do lenders factor in current hourly wage so I could apply for a slightly larger loan? No they only base [...]