Hello Everyone, We have hired an attorney to handle our loss mitigation case. Our mortgage is currently two months past due. The file has been with the attorneys for over three months. Took a while to gather the documentation initially. We paid a gripload of money upfront. But my biggest concern is how willing are [...]

I am 30 years old and I am thinking of going back to school next year to get a MBA/JD from any of the top schools out there. I have a degree in Accounting and International Business Management and a Masters in Accountancy. I have 3 kids and a stay at home wife. My greatest [...]

Hello, I’m currently doing a loan modification. I hired an attorney-backed company six months ago to handle the matter for us. So far, we have been VERY displeased with the service. Long story short, we own two properties. The lender is GMAC. One property (our investment) has already been modified as of three weeks ago. [...]

I am looking into a possible career move and need your help. Have you worked for any of these companies…Bank of America, Americal General Finance, WoodForest National Bank, GMAC, Self Help Credit Union, BB&T, Wells Fargo, Home 123, Citi Finance, Wachovia, Sun Trust, Vanderbilt Mortgage ??? If you have or known someone personaly tell me. [...]

Ok, here’s the deal. A few questions hopefully someone can answer in a DETAILED format and not some quick over the counter answer. Serious answers only please as this is a serious matter. I’m a first time home buyer. I’ve been searching for homes for quite awhile putting in bids and losing by a couple [...]

In 2004 I got divorced. We had the house for sale for some time. My ex needed money to put down on a house so I had the home refinanced. The home was appraised for 389,000 and I took out a 360,000 first and second mortgage. I was told at the time I would have [...]

OK, just a few years ago, my wife and I both had FICOs in the high 700s. But then every member of our family ended up in the hospital for extended stays for different reasons in the same year. Even with major medical insurance, the MINIMUM monthly payments on our medical bills were about equal [...]

Hello Everyone, We have hired an attorney to handle our loss mitigation case. Our mortgage is currently two months past due. The file has been with the attorneys for over three months. Took a while to gather the documentation initially. We paid a gripload of money upfront. But my biggest concern is how willing are [...]

Contrary to popular sentiment, we have not been in a recession until now. Since 2007, what people thought was a recession, has actually been a long, slow, government subsidized protracted crash. Instead of letting the markets crash themselves a year ago and begin to level off, government meddling has exhausted resources propping up the collapse. [...]

i thought our credit was really bad but we found out today that the worst thing we have is actually not on there yet and may not be on there for a while ( we owe our old apartment complex about 2000 from when we had to break the lease to help my parents out…( [...]