I paid cash for my first home. Does the 8000 credit apply to first time taking out a mortgage or first time buying a home? Applies to anyone who buys a home for the first time and buys the home during 2009. addthis_url = ‘http%3A%2F%2Fwww.selviceevler.com%2Ffirst-time-home-buyer-mortgage%2Ffirst-time-home-buyer-credit-apply-to-me’; addthis_title = ‘First+time+home+buyer+credit+apply+to+me%3F’; addthis_pub = ”;

Ask different mortgage brokers. But, really, I’m not aware of any that don’t charge an application fee, as well as various other fees. Some are so-called "trash fees," others are legitimate. And an application fee is legitimate. Besides, don’t select your mortgage based on whether or not there’s an application fee, or the size of [...]