Category Archives: compare home mortgage

Where can you find a mortgage lender when you have bad credit?

I own a home with very little owed on it as compared to it’s value and i want to refinance and get a little cash out to do some home improvements but my credit is bad because i assumed a family member’s debt. I have a good job and steady income but my interest rate [...]

Is credit pull by multiple lenders within a 30 day period reported as one pull on credit report?

Information requested by a person new to the US ——— Consider the following situation that I apply on consecutive days Day 1 WellsFargo Bank for Home Mortgage Loan Day 2 Bank of America for Auto Loan Day 3 Digital Credit Union for Credit Card Day 4 … … … Day 13 Citizens Bank for Home [...]

RENTERS/HOME BUYERS question for you all?

just for Curiosity (IM buying a house and i’d like to compare) how much are you paying for rent/mortgage payments? and in what state? $1,200.00 / San Francisco Bay Area-East Bay Renting Condo – 2 bedroom 1 bath addthis_url = ‘http%3A%2F%2Fwww.selviceevler.com%2Fcompare-home-mortgage%2Frentershome-buyers-question-for-you-all’; addthis_title = ‘RENTERS%2FHOME+BUYERS+question+for+you+all%3F’; addthis_pub = ”;

Democrats how can you forget this?

Taking On Fannie And Freddie Without stronger regulation, argues Rep. Richard Baker, the mortgage giants present a huge market risk By Ron Insana; Richard Baker September 1, 2003 (MONEY Magazine) – Rep. Richard Baker is a driven man. The mission of this firebrand Louisiana Republican: to ensure that Fannie Mae and Freddie Mac, two of [...]

How can I lower a home reassessment after the formal Grievance Process?

My husband and I purchased our home two years ago for 150,000. It was recently reassessed by the town for 311,000.We have a small 3 bedroom house with a detached garage with an in-law apartment over it, all on less then an acre of land. When it was reassessed, the company didn’t have a lot [...]

Mortgage Rates?

Who knows the link or what the current home loan rate is now for various banks to compare??? Looking to buy a home and want THE BEST rate possible with no money down on a 30 year fixed…Any suggestions??? go to http://www.bankrate.com they have awesome guides for first-time homebuyers and you can compare rates in [...]

What do you think of this quote from the New York Times from 1999?

Fannie Mae, the nation’s biggest underwriter of home mortgages, has been under increasing pressure from the Clinton Administration to expand mortgage loans among low and moderate income people and felt pressure from stock holders to maintain its phenomenal growth in profits. In addition, banks, thrift institutions and mortgage companies have been pressing Fannie Mae to [...]

Refinancing mortgage, low ball appraisal. Do I have to pay?

Recently I am refinancing my mortgage, so that I can get cash back to buy a condo overseas. I decided to refinance, the loan officer promise me this and that, the whole bait and switch (Congress needs to make this illegal), I was kind of gullible to believe him, so I sign a form to [...]

How do condo maintenance fees compare to property taxes?

If you buy a condo, rather than a SF home, do you still pay property taxes to the county every year? If not, how much more would the yearly maintenance fee in an average nice condo complex be, compared to property taxes for a home appraised at about the same value? What about all the [...]

World Problem… The monthly. . .Help?

The monthly payment for a home mortgage or car loan is computed by the formula M = Pr _____ 1 – (1 + R)^-n Where P is the initial amount borrowed, r is the monthly interest rate (This is the annual rate divided by 12), and n is the number of monthly payments (This is [...]