In September of 2009 Citimortgage, my mortgage provider, offered me a Home affordable mortgage. They said it would lower my interest rate and my monthly payment. It sounded great so i signed up. They said it would take 30-60 days for the review process and that I should make reduced payments while my account was [...]

Despite the new programs in place, our lender has refused to work with us on modifying our mortgage. We are enrolled into the hud counseling program but keep playing phone tag. We were wondering if it is possible to get transferred into a new home that we can afford and hand over this property. We [...]

I’ve been online and researched about the making home affordable program and I’ve found out there’s two parts to the program: one called the home affordable refinance and the other home affordable modification. The home affordable refinance requires the loans to be either fannie mae or freddie mac to qualify. The home affordable modification helps [...]

Bank of America tells me that I have to wait until July because my mortgage has PMI, and they are not dealing mortages with PMI yet. Need feedback. Please help. J.Marquez Only your existing lender can refinance using HARP if you have PMI currently. Unfortunately you are at their mercy. addthis_url = ‘http%3A%2F%2Fwww.selviceevler.com%2Faffordable-home-mortgage%2Fwant-to-refinance-under-the-making-home-affordable’; addthis_title = [...]

the Home Affordable Refinance? I’ve called my mortgage company (First Horizon) and no one that I speak to there can give me any information on the Home Affordable Refinance! They don’t even know what the guidelines are! Can anyone help me out here? I purchased my home in June 2008 and all of my payments [...]

My homes value has dropped significantly with all the foreclosures in my area. Appraised at just 68,000! I owe 178,000! Would my mortgage company be more willing to help me stay in my home buy making my payments more affordable than to add one more forclosure to the LONG list in my area? To me…It [...]

Me and my husband are divorced now, but I have ownership of the house, I need to apply for Making home affordable program to lower my payment, I do qualify for the program, however, Can I still apply even tho my name is not in the mortgage? I do pay the mortgage monthly out of [...]